pets & end-of-life planning

As a death doula and end-of-life planner who is also deeply invested in animal rescue (with 3 rescue pups of my own), I’ve seen first-hand how often the needs of our beloved pets are overlooked in end-of-life planning. It’s easy to assume that after we’re gone, someone will simply take care of our furry family members—but that’s not always the case. If we want to ensure that our pets are cared for in the way they deserve, it’s crucial to make plans for them now, while we’re able.

Making arrangements for your pets is an act of love—one that provides security and peace of mind, not just for them but for the humans who may step in to care for them.

So, why exactly is it so important to include our pets in our end-of-life plans? Let’s dive into why your pets' future matters just as much as your own, and how you can start making sure they’re protected.

1. Pets Depend on Us—Even After We're Gone

One of the most painful realities of life is acknowledging that, eventually, we will no longer be around. If you’re like me, you’ve probably had moments of imagining what would happen to your pets if you were to pass away unexpectedly. Who would care for them? Where would they go?

Unlike human family members, our pets can’t make decisions for themselves, nor can they plan for their futures. They rely on us entirely. Without a solid plan, your beloved pets might end up in a shelter, separated from their familiar environment and possibly facing an uncertain future. No one wants that for their family.

By including your pets in your end-of-life plans, you ensure that they are loved and cared for no matter what happens.

2. Designate a Caregiver Who Will Love Them Like You Do

The first and most important step is choosing someone you trust to step into your shoes and care for your pets if you're no longer able to. This could be a family member, a close friend, or even a pet-loving neighbor.

But here's the key: Make sure they are prepared and willing. Just because someone loves your pet doesn’t necessarily mean they’re ready to take on the responsibility of long-term pet care. It’s essential to have an open conversation with this person about your expectations, your pet’s needs, and their ability to handle the responsibility. This plan should be discussed long before it’s needed, so there’s no surprise in the event of an emergency.

In addition to choosing a caregiver, ensure that this person knows everything about your pet’s routine: their diet, medical history, favorite toys, and any special care they might need. A detailed care plan helps your pet’s new caregiver feel confident and comfortable stepping into your role.

3. Financial Planning: It’s More Than Just the Basics

In my work as a death doula, I often help families navigate the financial side of end-of-life planning, and pets are no exception. Pets have needs, and those needs come with costs—food, vet bills, medications, grooming, and more.

If you’re planning for the care of your pets after you’re gone, include funds specifically for their care in your estate plan. This can be done through a pet trust, a portion of your will, or a designated fund to cover their ongoing expenses. Be sure to account for their estimated lifetime care, as well as any potential medical needs.

A pet trust allows you to specify how the money should be used and can even include a successor caregiver in case your original choice is unable to take on the responsibility. If you don’t have the resources to set up a trust, at the very least, include clear financial instructions in your will.

4. Legal Protection: Make It Official

When it comes to your pets’ future, it’s not enough to simply say, “I want my sister to take care of my dog.” If you want to ensure that your wishes are followed after you’re gone, you need to make them legally binding.

Including your pets in your will or creating a legal pet trust is the best way to protect them. A will ensures that your designated caregiver is legally entitled to your pet, and a pet trust can ensure that the funds you’ve set aside for their care are managed properly.

Without legal documentation, your pet could technically be treated as property, which means your caregiver may not have legal standing to take your pet. By making your wishes official, you provide both your pets and their future caregivers with the legal protection they need.

5. Health and Medical Needs: Document Everything

Just like we would leave instructions for our own health care, it's critical to document your pet’s medical history, vaccination records, and any current treatments or medications they’re taking. This ensures that their new caregiver has all the information they need to continue their care seamlessly.

In addition to your pet’s physical health, make sure you include any behavioral quirks or emotional needs. Does your dog get separation anxiety when left alone? Does your cat need specific types of food because of allergies? Does your bird need extra attention when feeling stressed? These small details are what make a difference in ensuring your pet’s happiness and comfort.

6. Revisit and Update Your Plan Regularly

As your pets age and your life circumstances change, it’s essential to regularly revisit and update your plans. Make sure that your caregiver is still available and willing, and ensure that your financial plans and legal documents reflect any changes in your situation.

Love and Care Beyond a Lifetime

Planning for the future is never easy. As an end-of-life planner, I understand how overwhelming it can be to think about what happens when we're no longer here. But the simple truth is that your pets are just as much a part of your family as anyone else. Their care, safety, and happiness matter, and by making plans now, you can provide them with the love and stability they deserve—even after you're gone.

If you're an animal lover like me, this kind of planning isn’t just a logistical necessity; it's an act of compassion. Take the time today to include your pets in your end-of-life plan. It’s the greatest gift you can give them, and the greatest peace of mind you can have for yourself.

Take Action:

• Make a list of trusted pet caregivers and have a conversation with them about your plans.

• Create a pet trust or include your pets in your will. The non-profit Pet Peace of Mind has a great Pet Placement Plan document which you can use as well.

• Document your pet’s care needs, including health, routine, and any special considerations.

• Set up a fund for your pet’s ongoing care.

• Revisit your plans periodically to ensure they stay up-to-date.

It’s never too early to plan. Your pets are counting on you to think ahead and make sure their lives are as peaceful and happy as possible—both now and in the future.

I know all of this can be overwhelming which is why bringing in someone like myself, who is well-versed in end-of-life planning, can help you to streamline the process.